FAQs
How to apply?

To apply for a personal loan, all you need to do is insert your ID number on the home page and we’ll show you the best providers based on your credit criteria.  

How much can I apply for?

The personal loan amount that you qualify for depends on your credit rating as well as the various providers. We work with loan providers that offer between R2 000 to R300 000 in personal loans. To check how much you qualify for, insert your ID number on the home page and we’ll find the providers best suited to your needs.

What is my credit score?

Your credit score is a rating given to you by the national credit bureau, it is calculated based on your payment history and credit obligations.

How can I increase my credit score?

Depending on your credit rating there are loads of ways that you can build up your score, making regular payments to your creditors is one step, but you could also get a mobile contract or a retail account to boost your rating. To get an affordable mobile contract you can check out Mobile Store.

What do I need for a personal loan?

The conditions of getting a Personal Loan:

  • You must be 18 years old or older

  • You must have a South African ID

  • You must earn a minimum of R2 000 a month

  • You must hold a bank account You will be required to provide proof of income documentation

  • You will be required to provide proof of income documentation