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Why should you apply?

    • Personal loans of up to R250 000

    • Fantastic fixed interest rates through your loan term

    • Flexible repayment terms from 6 to 84 months

    • Insured loans in the event of disability, retrenchment or death.

Personal loan features 
and benefits

Getting a personal loan is a great way to consolidate your existing debt or start that business you've always wanted to. Bayport is a trusted loan provider who can aid in achieving these goals, and others - like funding your education. A loan solution that not only caters to your needs, but comes with a host of benefits so you can stay on top of your financial wellness. 

Offering personal loans from R1,000 to R250,000 (depending on your personal credit and risk profile), with flexible repayment terms ranging from 6 to 84 months and financial wellness solutions that are tailored to you through. Bayport also promises a fixed interest rate for the duration of your loan term and grants you access to financial affordability calculators, financial literacy resources and financial planning tools - hosted online for easy access and your convenience. This is supported by financial literacy tools and free resources available on the Bayport App, Website and WhatsApp account - to ensure that you have all the necessary tools to reach your goals. 


  • Bayport gives you easy access to your online statements to ensure that payments made are secure. 
  • 24/7 Self-service support via the Bayport App, Website or WhatsApp account. 
  • A credit health report provided monthly. 
  • Loan insurance for the event of death, disability or retrenchment. 

Representative example of total cost of a loan from Bayport:

Loan amount of R100 000 borrowed over 72 months with an interest rate of 20%.

Approx.intrest rate 20%
Loan Amount R100 000
Monthly Insurance Period R556.64
Monthly Service Fee R69.00
Total Monthly Installment R3,050.00
Total Amount Payable R219,600
Approx.intrest rate 20%
Approx.intrest rate 20%

Total Amount Payable: R219,600 (Loan repayment periods up to 84 months. Interest rates are approximated in this example and are influenced by your credit bureau score)